Dividend Drip: a free game about reinvesting

What is Dividend Drip?

Four neighbours hold shares that pay a yearly dividend. Some need part of it now, some don't. Reinvest none, half or all: reinvested dividends buy more shares and the income compounds.

Dividend Drip is a free money game about reinvesting. Four neighbours hold shares in local businesses that pay a yearly dividend.

Some need part of it now, some don't. Reinvest none, half or all: reinvested dividends buy more shares, which pay more dividends.

At a glance

Category

Money Moves

Difficulty

Easy

Play time

3–4 min

Price

Free, in your browser, sign-up optional

How to play

Choose

Each plan shows what it pays now and what it pays in 20 years.

Score

200 for the most growth that still covers today's need, 80 for another that covers it.

Three levels

Beginner, Intermediate or Expert, picked before you play: the content and the clock change, and each level keeps its own best score.

Coins

Example numbers in plain fictional coins, made up for the game. Not financial advice.

Scoring

200 for the plan that grows the most while covering today's need, 80 for another plan that covers it, 0 if the neighbour goes short.

Four neighbours per run.

What it trains

Compounding

Income that grows on itself.

Trade-offs

Now vs later.

Strategy and tips

Needs first

Only reinvest what isn't needed today.

Then reinvest

The rest grows the income for later.

Give it time

The gap between plans is small at first and large after 20 years.

Why play Dividend Drip?

Compounding is easiest to see in a growing income. Practising the trade-off between now and later helps with any long-term saving.

Frequently asked questions