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· Money Moves · The full game

City Grid Finals: a free property board game against three bots

The full City Grid against three bots: buy, bid, trade, borrow, survive the Month Cards and finish the richest.

What is City Grid Finals?

The whole City Grid in one game against Zip, Thumby and Skip. Each month a Month Card lands, a plot goes to a sealed auction and a neighbour may offer a trade. Buy, bid, sell, borrow, keep your cash flow positive, and finish with the highest net worth.

City Grid Finals is a free money board game. You, Zip, Thumby and Skip start with the same cash on a fresh neighbourhood of sixteen plots.

Each month a Month Card lands, a plot goes to a sealed auction and a neighbour may offer a trade. Buy, bid, sell or borrow, then end the month. The richest by net worth wins.

At a glance

Category
Money Moves
Difficulty
Hard
Play time
8–12 min
Price
Free, in your browser, sign-up optional

How to play

Each month
Buy plots at their value, bid in the sealed auction, answer trade offers or take a loan, then end the month.
Money moves
Rent in, upkeep and loan payments out. Run out of cash and your cheapest plot is sold at 80%.
Win
Net worth = cash + plots − loans. Finish 1st for the biggest bonus.
Three levels
Beginner, Intermediate or Expert, picked before you play: the content and the clock change, and each level keeps its own best score.
Coins
Example numbers in plain fictional coins, made up for the game. Not financial advice.

Scoring

10 a month, then 50 plus points for net worth gained, and 300, 150 or 50 for finishing 1st, 2nd or 3rd.

Eight to twelve months per run.

What it trains

Net worth
Assets minus debts.
Strategy
Balancing growth, cash and risk against rivals.

Strategy and tips

Rent over costs
A plot should bring in more rent than its upkeep and any loan payment it needs.
Keep a cushion
A bad Month Card with an empty bank means a forced sale at 80%.
Buy under value
Auctions and trades are where you can pay less than a plot is worth, or more if you're careless.

Why play City Grid Finals?

It brings together every Money Moves idea: value vs price, cash flow, loans, auctions, trades and net worth.

Frequently asked questions

Is City Grid Finals free?

Yes. It is free and runs in your browser, with no download. Signing up is optional.

Is this financial advice?

No. Every number is an example in fictional coins, made up for the game. It teaches the ideas; for real decisions, look at your own situation and local rules, or ask a qualified adviser.

Are there levels?

Yes: Beginner, Intermediate and Expert. The numbers, the hints and the clock change, and each level keeps its own best score.

How is net worth counted?

Cash plus the value of your plots, minus what you still owe on loans.