Quick tips

• Cancel trials early. Many trials keep working until the end date, so cancel the day you start if you're unsure.
• Pause the seasonal. A service you only use one month a year is cheaper paused than paid all year.
• Autopay the fixed bills. Bills you always pay should pay themselves: late fees vanish.
• Sleep on flash sales. The 24-hour rule beats any countdown timer.
• Plan for the bills you can see. A yearly bill split into monthly savings never lands as a shock. That's a sinking fund.